Why I started this site
I didn’t start Wealth in Decades because I had money figured out. I started it because I had to begin again.
I was laid off more than once. During those difficult periods, I exhausted my previous 401(k), cash savings, and other liquid assets just to stay afloat. The financial pressure lasted long enough that my health suffered too.
Starting over later in life is frightening. I can’t recover the lost years, and I don’t want to repeat the same mistakes. What I can do is learn, save consistently, invest with a plan, and take better care of my health.
At the beginning of this year, I gave myself a simple goal: save money every month and invest it consistently. I use the cash benefit from my company’s associate stock purchase plan, add some of my own after-tax income, and keep learning how to build a retirement fund that can last.
I’m also learning AI by building practical applications and exploring whether this blog and other online projects can eventually generate extra income. I don’t have a proven business, a large audience, or meaningful online income yet. I’m starting from zero and documenting what actually works.
What you’ll find here
This blog is my record of that rebuilding process. I write about wealth, health, and technology because all three affect the life I’m trying to build.
I’m not a financial or medical expert, and I won’t pretend to have every answer. I expect to make mistakes, change my mind, and update old conclusions when I learn something better. I’ll share the sources I trust, the decisions I make, and what actually happens along the way.