Author: The Decades Learner
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2027 Social Security COLA Explained: Why a Possible 3.6% Raise May Feel Smaller
The 2027 Social Security COLA is currently projected near 3.6%. Calculate the possible increase—and see why Medicare could make the amount reaching your bank account smaller.
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I Thought Reverse Osmosis Water Was Better—Until I Learned What It Removes
Does reverse osmosis remove minerals? My experience with delivered water, an RO tank, blind taste tests, and what calcium and magnesium really mean after 40.
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Personalized Pricing: Is Your Data Changing the Price You See?
Personalized pricing can use browsing, shopping, and location data to estimate what you might pay. Here’s how it differs from dynamic pricing—and how to compare prices without getting paranoid.
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LinkedIn Users Reported AI Slop 1 Million Times—Does the Button Actually Work?
LinkedIn’s AI slop button has been used more than a million times. Here’s what it does, what it cannot prove, and how to recognize an empty post.
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AI Safety Isn’t Just Doomsday—The Real Risks Are Already Here
AI safety is not only about doomsday. Learn how AI hallucinations, privacy risks, bias, and AI scams are already affecting ordinary life.
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AI Data Centers’ Next Crisis Isn’t Chips—It’s Electricity and Water
AI data centers are expanding fast. See how their electricity and water demand could affect the power grid, local costs, and communities.
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Three Kidney Stones Changed How I Drink Water
After three kidney-stone episodes, I stopped relying on thirst alone. Here is the simple water-planning calculator and daily routine I now use.
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Are You Eating Enough Protein After 50? I Did the Math for a 150-Pound Adult
For a 150-pound adult, common protein reference points range from about 55 to 82 grams a day. Here is how I calculated them—and why the number is only a starting point.
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How I’m Rebuilding My Retirement in My Early 50s
How I’m rebuilding retirement savings in my early 50s using my employer’s 401(k) match, monthly ASPP proceeds, and a simple VOO/QQQM plan.